CAP is all about empowering the local church to relieve the poverty they see in their neighbourhoods. The need is all around us. Debt is one of the biggest causes of poverty in the western world. It causes stress and fear, hunger (76% of clients miss meals), family breakdown and even suicide (37% of clients considered suicide).

CAP works through a network of church-based centres to get alongside the poor and broken to offer hope, friendship and a real way out of poverty.  Our Debt Centres offer professional debt counselling to those who could not otherwise afford the service. We provide much-needed financial education through the CAP Money Course, and CAP  Job Clubs help people who are struggling with unemployment find work.

We are a registered charity in Canada, based in Hamilton ON. We partner with churches from a variety of denominations in a wide range of communities.