CAP UK

CAP’s story is closely tied to the story of John Kirkby – who founded CAP in 1996 in his hometown of Bradford. CAP UK is where it all started, and in the past 21 years has expanded to offer 4 major services across more than 200 centres throughout England, Northern Ireland, Scotland and Wales.

Read more about the exciting story of the early days of CAP in ‘Nevertheless’, John Kirkby’s book.

CAP Australia

Since 2000, CAP Australia has been offering life-changing services to Aussies. They now have centres all around the country and have seen thousands of families released from debt in the past 17 years.

CAP New Zealand

Launched in 2008, CAP NZ  serves Kiwis with the same life-changing CAP model used here in Canada, in the UK, and in Australia. Since opening their first centre, CAP NZ has expanded to open over 50 CAP Debt Centres, hundreds of CAP Money Courses, and in 2014 started running CAP Job Clubs as well!