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Become a CAP Debt Centre

Be a beacon of hope to people overwhelmed by debt.

CAP Money exists to prevent people falling into financial crisis, our Debt Centres are the rescue service when it’s already happened, offering a lifeline for those who find themselves overwhelmed by debt. Launching a Debt Centre will make your church a beacon of hope for those in your community who feel like they have nowhere else to turn.

How does a CAP Debt Centre work?


Your church partners with CAP to operate a Debt Centre.

CAP provides the training and support for a volunteer Debt Centre Manager (part time flexible availability required).

Guests (clients) contact CAP to book an appointment with your church based volunteer(s) (Debt Centre Manager/Debt Coach).

Our licensed Debt Network team at Head Office provides all of the expert resources and knowledge to help them tackle their unique financial situation.

Relational and spiritual support from your Debt Centre Manager/Debt Coach(es) welcomes guests into your church community and introduces them to Jesus.

How much does a CAP Debt Centre cost?

$1000 per month is the cost to you. helps provide for licensed Head Office support for your guests (clients) as well as all training/resourcing for your Debt Centre Manager/Debt Coaches. You can add access to CAP Money so your church can also run this valuable program to help get people budgeting before they feel debt spiraling out of control.

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What can a CAP Debt Centre give your church?

Confidence in helping families who come to you in financial distress.

Opportunities to connect with people in your community who might never darken the door of a church.

We can help you deliver a professional credit counselling tool that’s proven to help some of the most vulnerable in society.

Simple volunteer and evangelism opportunities for church members to fulfill missional and outreach goals.

Who makes a good CAP Debt Centre Manager/Coach?

People who are compassionate and encouraging.

Financial background or skills aren't required (since we provide the expertise at Head Office), but it's always a plus.

People passionate about walking alongside others who might be experiencing difficult situations.

What's the need?

You've likely seen the need in your community already. If you have a food bank or are connected with one, you see the increasing number of people who are really struggling to make ends meet and provide for their families because of overwhelming debt.

People who are skipping meals so their kids can eat and who are on the verge of being evicted. They may be struggling to feed their families, suicidal, depressed and alone.

Your church is in prime position to help and share the practical love of Jesus with them.

Partnering CAP’s service with the compassion of the local church is changing thousands of lives every year. Families are going debt free, coming to know God and finding a supportive church family.

Watch this to learn what it's like to operate a CAP Debt Centre.

I want to open a Debt Centre!

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