The CAP Story
John Kirkby founded CAP in 1996 in response to the tremendous poverty he saw in his home city of Bradford, England. As a Christian, he believed God was calling him to use the skills gained through 17 years experience in the consumer finance industry to reach out to people suffering under the burden of debt.
Armed with just a few pounds and his faith that God would provide, John set off on an incredible journey. Since then CAP has grown into a large UK charity that has given thousands of people a real answer to debt and hopelessness in the UK, and later also in Australia, New Zealand, the USA, and Canada.