Weighed down by debt?
CAP can help. There is hope and a solution to your debt situation — you are not alone.
However much debt you are in, CAP’s team of friendly, professional debt counsellors will help you make sense of your situation, provide a solution, and walk with you every step of the way.
And it’s completely free for you. Need to talk about debt? Call today.
Call now at 1-855-214-9191
Your journey out of debt starts here. CAP’s friendly team is ready to help.
How does it work?
Step 1
Get connected
-
Call the helpline on
1-855-214-9191
to speak to the friendly team who will take your details, make a quick assessment of the help you need and set up an appointment with a debt coach for you.
-
The local CAP Debt Coach will come and visit you in your home* to begin the process of understanding your debt, helping you to find a solution.
Step 2
Make a plan
-
The qualified debt counsellors in Head Office will develop a budget for both you and your creditors to agree on.
-
If repayment within a reasonable amount of time isn’t possible, the team will assist you through the process of applying for bankruptcy.
*Or a safe, nearby location
Step 3
Be Free
-
After your in-home* visits, you will receive a caseworker for long-term support. As your situation changes over time they are available to make adjustments to your budget, negotiate with your creditors, and check-in with you regularly.
-
Set up a regular payment into your personalized CAP account. CAP will distribute these funds to your creditors on your behalf.
-
Your creditors will be advised that CAP is now working on your behalf, ensuring you can be free to focus on the important things in your life.