free debt counseling


In trouble with debt or need help budgeting?

CAP is here to help, for free.


Use your strengths and join a movement of passionate people in the fight against poverty in Canada.


Provide a lasting solution to families weighed down by debt and poverty.


of debt actively managed for our clients


 CAP Money budget course participants annually

Every day, churches around Canada provide a beacon of hope for families struggling in poverty.

By running a CAP ministry, your church can bring good news, hope and freedom to people in your community.

CAP Money

A revolutionary money management course that teaches people budgeting skills and a simple, cash-based system that really works.

cap money logo.png