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Christmas Appeal

More and more families in your community are being forced to choose between rent, heat, hydro, or food!

Comforting Hands


We believe everyone should experience equal dignity, freedom and opportunity. Poverty robs far too many people of life in all its fullness. We are passionate about helping all Canadians receive the tools and counselling they need to live a life free from debt and poverty.


of debt actively managed for our clients


CAP Money budget course participants annually


Canadians live in poverty


"I was feeling utterly crushed beneath the weight of life challenges and debt, I even wondered if it was worth continuing or if I was just a burden to my family. But then I found CAP. With their help of budgeting, financial literacy and them providing me with a detailed financial plan for me to follow, I felt hope again. Hope that I could be debt free and once again live my life."    Kevin, Debt free client

Single dad and daughter
Gospel Choir


CAP equips and empowers the local church so that they can actively serve and can be a beating heart in their community. Through partnership with the church CAP provides tools, training and resources so that they can help people in their community become debt free and free from poverty and can become all that God has called them to be.


It is importance for us to be transparent and accountable to you, our donors. We recognize the importance of ensuring that your donations are being used effectively. Check out our 2021 Impact Report to see how your support directly impacts the lives of Canadians.

Kids counting money from a piggy bank